SIPC與券商基金投資(SIPC and Mutual Funds)

很多進行美國券商開戶的朋友，對於SIPC這個保護機制應不陌生。也有很多朋有開戶的目的，和綠角一樣是進行基金投資。這時候不禁會想到一個問題，就是SIPC是否保障美國券商戶頭的基金部位。

我也曾想過這個問題，並寫信問了SIPC。附上我的信件，與SIPC回函給大家參考。

我的信件:

From your Website I know cash and securities are covered. If I invest in open-end mutual funds, are these investments also qualified for protection when the broker has financial difficulties?

SIPC回函:

Money market funds and mutual funds are considered securities for purposes of the Securities Investor Protection Act and are subject to the $500,000 limit. In a liquidation proceeding under the Securities Investor Protection Act, SIPC will return the appropriate number of shares to you. It is important to note that SIPC does not assure you that the shares will not lose value, and SIPC does not protect you against market losses in the value of your shares.


從SIPC的回信可知，透過券商投資基金也在保障範圍之內。

免責聲明:經由任何金融機構投資，均有風險。人為保障機制亦有失效的時候。本文僅為作者自行搜集之相關資料，不保證資料之正確性。任何人透過券商投資，需對盈虧完全自行負責。

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相關文章:
美國證券投資人保護公司(Securities Investor Protection Corporation, SIPC)

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